Best Credit Cards of 2026
Compare top credit cards side by side — cashback, travel rewards, no annual fee, and more. Tell our AI exactly what you need and get a personalized recommendation in seconds.
We earn a commission if you apply through our links. Disclosure
AllNo Annual FeeTravel RewardsCashbackStudentSecured
Best for travel rewards
Bank of America Travel Rewards Credit Card
Bank of America
Annual FeeNone
APR19.24%–29.24%
Credit Score670+
PerksTravel Rewards
Welcome offer: 25,000 bonus points after $1,000 spend in first 90 days
Best no-annual-fee card
U.S. Bank Altitude Go Visa Signature Card
U.S. Bank
Annual FeeNone
APR17.49%–27.49%
Credit Score670+
Welcome offer: 20,000 bonus points after $1,000 spend in first 90 days
Best for travel rewards
Delta SkyMiles Gold American Express Card
American Express
Annual Fee$150
APR20.99%–29.99%
Credit Score670+
PerksTravel Rewards
Welcome offer: 70,000 bonus miles after $3,000 spend in first 6 months
Best for travel rewards
Bank of America Premium Rewards Credit Card
Bank of America
Annual Fee$95
APR19.24%–29.24%
Credit Score670+
PerksTravel Rewards
Welcome offer: 60,000 bonus points after $4,000 spend in first 90 days
Best for travel rewards
Marriott Bonvoy Brilliant American Express Card
American Express
Annual Fee$650
APR20.99%–29.99%
Credit Score700+
PerksTravel Rewards
Welcome offer: 85,000 bonus points after $6,000 spend in first 6 months
Best no-annual-fee card
Wells Fargo Autograph Card
Wells Fargo
Annual FeeNone
APR19.49%–29.49%
Credit Score670+
Welcome offer: 20,000 bonus points after $1,000 spend in first 3 months
Best no-annual-fee card
Citi Diamond Preferred Card
Citi
Annual FeeNone
APR17.99%–28.74%
Credit Score670+
Best for travel rewards
Marriott Bonvoy Boundless Credit Card
Chase
Annual Fee$95
APR20.99%–27.99%
Credit Score670+
PerksTravel Rewards
Welcome offer: 100,000 bonus points after $3,000 spend in first 3 months
Best for travel rewards
Hilton Honors American Express Card
American Express
Annual FeeNone
APR20.99%–29.99%
Credit Score670+
PerksTravel Rewards
Welcome offer: 70,000 Hilton points after $2,000 spend in first 6 months
Best for travel rewards
Marriott Bonvoy Boundless
Chase
Annual Fee$95
APR21.49%–28.49%
Credit Score670+
PerksTravel Rewards
Welcome offer: 3 free nights (each worth up to 50,000 points) after $3,000 spend in 3 months
American Express Gold
American Express
Annual Fee$250
Credit Score700+
Welcome offer: 60,000 Membership Rewards points after $6,000 spend in first 6 months
Best for travel rewards
U.S. Bank Altitude Reserve Visa Infinite Card
U.S. Bank
Annual Fee$400
APR19.74%–27.74%
Credit Score720+
PerksTravel Rewards
Welcome offer: 50,000 bonus points after $4,500 spend in first 90 days
Best for travel rewards
IHG One Rewards Premier Credit Card
Chase
Annual Fee$99
APR21.49%–28.49%
Credit Score670+
PerksTravel Rewards
Welcome offer: 140,000 bonus points after $3,000 spend in first 3 months
Best for travel rewards
Citi Premier
Citi
Annual Fee$95
APR20.99%–28.99%
Credit Score700+
PerksTravel Rewards
Welcome offer: 60,000 ThankYou points after $4,000 spend in first 3 months (worth $600 in gift cards)
Best for travel rewards
Hilton Honors American Express
American Express
Annual FeeNone
APR20.99%–29.99%
Credit Score670+
PerksTravel Rewards
Welcome offer: 70,000 Hilton Honors points after $2,000 spend in 6 months
Best for travel rewards
Southwest Rapid Rewards Priority Credit Card
Chase
Annual Fee$149
APR20.49%–27.49%
Credit Score670+
PerksTravel Rewards
Welcome offer: 50,000 bonus points after $1,000 spend in first 3 months
Best for travel rewards
World of Hyatt Credit Card
Chase
Annual Fee$95
APR20.74%–27.74%
Credit Score670+
PerksTravel Rewards
Welcome offer: 60,000 bonus points after $3,000 spend in first 3 months
Best for travel rewards
Discover it Miles
Discover
Annual FeeNone
APR17.24%–28.24%
Credit Score670+
PerksTravel Rewards
Welcome offer: Unlimited miles match at end of first year
Best for travel rewards
Hilton Honors American Express Surpass Card
American Express
Annual Fee$150
APR20.99%–29.99%
Credit Score670+
PerksTravel Rewards
Welcome offer: 130,000 Hilton points after $3,000 spend in first 6 months
Best for cash back
Blue Cash Preferred
American Express
6%
cash back
Annual Fee$95
APR18.99%–29.99%
Credit Score670+
Welcome offer: $250 statement credit after $3,000 spend in first 6 months
Get a personalized recommendation
Tell our AI your credit score, spending habits, and what matters most to you. We find the best match in seconds.
Ask the AIThis is not financial advice. We are not a licensed financial advisor. Rates and terms shown are approximate and subject to change. Always verify current terms directly with the issuer before applying.