Chase
IHG One Rewards Premier Credit Card Review 2026
Welcome offer: 140,000 bonus points after $3,000 spend in first 3 months
Annual Fee
$99
APR
21.49–28.49%
Min. Credit Score
670
Apply for IHG One Rewards Premier Credit Card
We may earn a commission on approved applications. Disclosure
Key Features
StatusIHG Platinum Elite status
Rewards Rate26x total IHG points at IHG hotels, 5x travel/dining/gas, 3x elsewhere
Free Night AwardAnnual free night up to 40,000 points
Fourth Night FreeYes
Foreign Transaction FeeNo
Travel RewardsYes
Rates & Terms
Variable APR21.49% – 28.49%
Annual Fee$99
Recommended Credit Score670+
Not sure if this card is right for you?
Tell our AI your credit score, spending habits, and goals. We find the best match in seconds.
Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with Chase before applying. This is not financial advice.