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Wells Fargo

Wells Fargo Autograph Card Review 2026

Welcome offer: 20,000 bonus points after $1,000 spend in first 3 months

Annual Fee

$0

APR

19.4929.49%

Min. Credit Score

670

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Key Features

Rewards Rate3x on restaurants, travel, gas, transit, streaming, phone plans; 1x elsewhere
Cell Phone ProtectionUp to $600 per claim
Foreign Transaction FeeNo

Rates & Terms

Variable APR19.49% – 29.49%
Annual Fee$0
Recommended Credit Score670+

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Rates and terms are approximate and subject to change. Always verify current terms directly with Wells Fargo before applying. This is not financial advice.