American Express
Blue Cash Preferred Review 2026
Welcome offer: $250 statement credit after $3,000 spend in first 6 months
Annual Fee
$95
Cash Back
6%
APR
18.99–29.99%
Min. Credit Score
670
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Key Features
Intro Apr0% for 12 months
Rewards Rate6% at U.S. supermarkets (up to $6k/yr), 6% on streaming, 3% on transit/gas, 1% elsewhere
Rates & Terms
Variable APR18.99% – 29.99%
Annual Fee$95
Recommended Credit Score670+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with American Express before applying. This is not financial advice.