Citi
Citi Premier Review 2026
Welcome offer: 60,000 ThankYou points after $4,000 spend in first 3 months (worth $600 in gift cards)
Annual Fee
$95
APR
20.99–28.99%
Min. Credit Score
700
Apply for Citi Premier
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Key Features
Hotel Credit$100 annual hotel savings benefit
Rewards Rate3x on restaurants, supermarkets, hotels, air travel, gas; 1x everywhere else
Transfer PartnersYes
Foreign Transaction FeeNo
Travel RewardsYes
Rates & Terms
Variable APR20.99% – 28.99%
Annual Fee$95
Recommended Credit Score700+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with Citi before applying. This is not financial advice.