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American Express

American Express Gold Review 2026

Welcome offer: 60,000 Membership Rewards points after $6,000 spend in first 6 months

Annual Fee

$250

Min. Credit Score

700

Apply for American Express Gold

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Key Features

Uber Credit$120/yr
Rewards Rate4x at restaurants worldwide, 4x at U.S. supermarkets (up to $25k/yr), 3x on flights
Dining Credit$120/yr ($10/mo at select restaurants)
Foreign Transaction FeeNo

Rates & Terms

Annual Fee$250
Recommended Credit Score700+

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Rates and terms are approximate and subject to change. Always verify current terms directly with American Express before applying. This is not financial advice.