Bank of America
Bank of America Premium Rewards Credit Card Review 2026
Welcome offer: 60,000 bonus points after $4,000 spend in first 90 days
Annual Fee
$95
APR
19.24–29.24%
Min. Credit Score
670
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Key Features
Rewards Rate2x points on travel/dining, 1.5x elsewhere
Global Entry CreditYes
Foreign Transaction FeeNo
Airline Incidental CreditUp to $100/year
Travel RewardsYes
Rates & Terms
Variable APR19.24% – 29.24%
Annual Fee$95
Recommended Credit Score670+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with Bank of America before applying. This is not financial advice.