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American Express

Hilton Honors American Express Review 2026

Welcome offer: 70,000 Hilton Honors points after $2,000 spend in 6 months

Annual Fee

$0

APR

20.9929.99%

Min. Credit Score

670

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Key Features

Rewards Rate7x at Hilton, 5x restaurants/supermarkets/gas, 3x elsewhere
No Foreign Transaction FeeYes
Travel RewardsYes

Rates & Terms

Variable APR20.99% – 29.99%
Annual Fee$0
Recommended Credit Score670+

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Rates and terms are approximate and subject to change. Always verify current terms directly with American Express before applying. This is not financial advice.