SoFi
SoFi High-Yield Savings Account Review 2026
APY
4.6%
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Key Features
No FeesYes
Apy Note4.60% APY with direct deposit, otherwise 1.20% APY
Fdic InsuredYes
Minimum Balance0
Checking IncludedYes
Minimum Opening Deposit0
Direct Deposit Required For Best RateYes
Rates & Terms
Annual Percentage Yield (APY)4.6%
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with SoFi before applying. This is not financial advice.