SoFi
SoFi Personal Loan Review 2026
APR
8.99–29.99%
Loan Amount
$5K–$100K
Min. Credit Score
650
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Key Features
No FeesYes
Joint LoansYes
Autopay Discount0.25%
Same Day FundingYes
Unemployment ProtectionYes
Rates & Terms
Variable APR8.99% – 29.99%
Loan Amount$5,000 – $100,000
Loan Term24 – 84 months
Recommended Credit Score650+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with SoFi before applying. This is not financial advice.