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Prosper

Prosper Personal Loan Review 2026

APR

8.9935.99%

Loan Amount

$2K–$50K

Min. Credit Score

560

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Key Features

Peer To PeerYes
Joint Loan OptionYes
Debt ConsolidationYes

Rates & Terms

Variable APR8.99% – 35.99%
Loan Amount$2,000 – $50,000
Loan Term3660 months
Recommended Credit Score560+

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Rates and terms are approximate and subject to change. Always verify current terms directly with Prosper before applying. This is not financial advice.