PenFed Credit Union
PenFed Personal Loan Review 2026
APR
7.74–17.99%
Loan Amount
$1K–$50K
Min. Credit Score
650
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Key Features
Low RateYes
Credit UnionYes
No Origination FeeYes
Membership RequiredYes
Rates & Terms
Variable APR7.74% – 17.99%
Loan Amount$600 – $50,000
Loan Term12 – 60 months
Recommended Credit Score650+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with PenFed Credit Union before applying. This is not financial advice.