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Marcus by Goldman Sachs

Marcus by Goldman Sachs Personal Loan Review 2026

APR

6.9924.99%

Loan Amount

$4K–$40K

Min. Credit Score

660

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Key Features

No FeesYes
Direct Debt PayoffYes
No Prepayment PenaltyYes
On Time Payment Rewardskip a month after 12 on-time payments

Rates & Terms

Variable APR6.99% – 24.99%
Loan Amount$3,500 – $40,000
Loan Term3672 months
Recommended Credit Score660+

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Rates and terms are approximate and subject to change. Always verify current terms directly with Marcus by Goldman Sachs before applying. This is not financial advice.