Marcus by Goldman Sachs
Marcus by Goldman Sachs Personal Loan Review 2026
APR
6.99–24.99%
Loan Amount
$4K–$40K
Min. Credit Score
660
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Key Features
No FeesYes
Direct Debt PayoffYes
No Prepayment PenaltyYes
On Time Payment Rewardskip a month after 12 on-time payments
Rates & Terms
Variable APR6.99% – 24.99%
Loan Amount$3,500 – $40,000
Loan Term36 – 72 months
Recommended Credit Score660+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with Marcus by Goldman Sachs before applying. This is not financial advice.