LightStream
LightStream Personal Loan Review 2026
APR
7.49–25.99%
Loan Amount
$5K–$100K
Min. Credit Score
660
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Key Features
No FeesYes
Wide Use CasesYes
Autopay Discount0.50%
Same Day FundingYes
Rate Beat Program0.10% below competitor rate
Rates & Terms
Variable APR7.49% – 25.99%
Loan Amount$5,000 – $100,000
Loan Term24 – 144 months
Recommended Credit Score660+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with LightStream before applying. This is not financial advice.