Truist / LightStream
LightStream Personal Loan Review 2026
APR
7.99–25.49%
Loan Amount
$5K–$100K
Min. Credit Score
660
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Key Features
No FeesYes
Same Day FundingYes
Rate Beat ProgramYes
Rates & Terms
Variable APR7.99% – 25.49%
Loan Amount$5,000 – $100,000
Loan Term24 – 144 months
Recommended Credit Score660+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with Truist / LightStream before applying. This is not financial advice.