LendingClub
LendingClub Personal Loan Review 2026
APR
9.57–35.99%
Loan Amount
$1K–$40K
Min. Credit Score
600
Apply for LendingClub Personal Loan
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Key Features
Joint LoansYes
Origination Fee2%-6%
Soft Credit CheckYes
Direct Payment To CreditorsYes
Rates & Terms
Variable APR9.57% – 35.99%
Loan Amount$1,000 – $40,000
Loan Term36 – 60 months
Recommended Credit Score600+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with LendingClub before applying. This is not financial advice.