Chase
United Explorer Card Review 2026
Welcome offer: 60,000 bonus miles after $3,000 spend in first 3 months
Annual Fee
$95
APR
21.99–28.99%
Min. Credit Score
670
Apply for United Explorer Card
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Key Features
Rewards Rate2x miles on United, dining, hotels; 1x elsewhere
First Bag FreeYes
Priority BoardingYes
United Club Passes2
Foreign Transaction FeeNo
Travel RewardsYes
Rates & Terms
Variable APR21.99% – 28.99%
Annual Fee$95
Recommended Credit Score670+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with Chase before applying. This is not financial advice.