Capital Bank
OpenSky Secured Visa Review 2026
Annual Fee
$35
Cash Back
0%
APR
25.64–25.64%
Min. Credit Score
300
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Key Features
Secured CardYes
Deposit Range$200-$3,000
Credit BuildingYes
No Credit CheckYes
Reports To All 3 BureausYes
Rates & Terms
Variable APR25.64% – 25.64%
Annual Fee$35
Recommended Credit Score300+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with Capital Bank before applying. This is not financial advice.