Discover
Discover it Student Cash Back Review 2026
Welcome offer: Unlimited cashback match at end of first year
Annual Fee
$0
Cash Back
5%
APR
17.24–26.24%
Min. Credit Score
580
Apply for Discover it Student Cash Back
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Key Features
Rewards Rate5% on rotating quarterly categories (up to $1,500/qtr), 1% on everything else
Student FocusedYes
Good Grades Credit$20 statement credit for 3.0+ GPA each year
Rates & Terms
Variable APR17.24% – 26.24%
Annual Fee$0
Recommended Credit Score580+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with Discover before applying. This is not financial advice.