Discover
Discover it Secured Review 2026
Welcome offer: Unlimited cashback match at end of first year
Annual Fee
$0
Cash Back
2%
APR
27.99–27.99%
Min. Credit Score
580
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Key Features
SecuredYes
Rewards Rate2% at gas stations and restaurants (up to $1,000/qtr combined), 1% everywhere else
Credit Reviewafter 7 months
Cashback Matchautomatic first-year match
Security Deposit Min200
Rates & Terms
Variable APR27.99% – 27.99%
Annual Fee$0
Recommended Credit Score580+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with Discover before applying. This is not financial advice.