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Discover

Discover it Cash Back Review 2026

Welcome offer: Cashback Match — Discover matches all cash back at end of first year

Annual Fee

$0

Cash Back

5%

APR

17.2428.24%

Min. Credit Score

630

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Key Features

Cashback Match Year1Yes
Rotating 5pct CategoriesYes

Rates & Terms

Variable APR17.24% – 28.24%
Annual Fee$0
Recommended Credit Score630+

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Rates and terms are approximate and subject to change. Always verify current terms directly with Discover before applying. This is not financial advice.