Citi
Citi Premier Card Review 2026
Welcome offer: 60,000 bonus ThankYou points after $4,000 spend in 3 months
Annual Fee
$95
Cash Back
3%
APR
21.24–29.24%
Min. Credit Score
670
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Key Features
Air 3xYes
Hotel 3xYes
Grocery 3xYes
Restaurant 3xYes
Travel RewardsYes
Rates & Terms
Variable APR21.24% – 29.24%
Annual Fee$95
Recommended Credit Score670+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with Citi before applying. This is not financial advice.