Citi
Citi Custom Cash Review 2026
Welcome offer: $200 cash back after $1,500 spend in 6 months
Annual Fee
$0
Cash Back
5%
APR
19.24–29.24%
Min. Credit Score
640
Apply for Citi Custom Cash
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Key Features
Auto Top Category 5pctYes
Max 500 Per Billing CycleYes
Rates & Terms
Variable APR19.24% – 29.24%
Annual Fee$0
Recommended Credit Score640+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with Citi before applying. This is not financial advice.