Chase
Chase Sapphire Reserve Review 2026
Welcome offer: 60,000 bonus points after $4,000 spend in first 3 months (worth $900 in travel)
Annual Fee
$550
APR
21.99–28.99%
Min. Credit Score
720
Apply for Chase Sapphire Reserve
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Key Features
Point Value1.5 cents in Chase Travel portal
Rewards Rate10x on hotels/car rentals via Chase Travel, 3x on other dining/travel
Lounge AccessYes
Travel Credit$300 annual
Transfer PartnersYes
Foreign Transaction FeeNo
Travel RewardsYes
Rates & Terms
Variable APR21.99% – 28.99%
Annual Fee$550
Recommended Credit Score720+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with Chase before applying. This is not financial advice.