Chase
Chase Sapphire Reserve Review 2026
Welcome offer: 60,000 bonus points after $4,000 spend in 3 months
Annual Fee
$550
Cash Back
3%
APR
22.49–29.49%
Min. Credit Score
720
Apply for Chase Sapphire Reserve
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Key Features
Lounge AccessYes
Travel Credit300
Points Per Dollar3
Transfer PartnersYes
Travel RewardsYes
Rates & Terms
Variable APR22.49% – 29.49%
Annual Fee$550
Recommended Credit Score720+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with Chase before applying. This is not financial advice.