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Chase

Chase Sapphire Preferred Review 2026

Welcome offer: 60,000 bonus points after $4,000 spend in 3 months

Annual Fee

$95

Cash Back

2%

APR

21.4928.49%

Min. Credit Score

670

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Key Features

Lounge AccessNo
Points Per Dollar2
Transfer PartnersYes
Travel RewardsYes

Rates & Terms

Variable APR21.49% – 28.49%
Annual Fee$95
Recommended Credit Score670+

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Rates and terms are approximate and subject to change. Always verify current terms directly with Chase before applying. This is not financial advice.