Chase
Chase Sapphire Preferred Review 2026
Welcome offer: 60,000 bonus points after $4,000 spend in first 3 months (worth $750 in travel)
Annual Fee
$95
APR
20.74–27.74%
Min. Credit Score
700
Apply for Chase Sapphire Preferred
We may earn a commission on approved applications. Disclosure
Key Features
Point Value1.25 cents in Chase Travel portal
Rewards Rate3x on dining, 2x on travel
Transfer PartnersYes
Foreign Transaction FeeNo
Travel RewardsYes
Rates & Terms
Variable APR20.74% – 27.74%
Annual Fee$95
Recommended Credit Score700+
Not sure if this card is right for you?
Tell our AI your credit score, spending habits, and goals. We find the best match in seconds.
Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with Chase before applying. This is not financial advice.