Chase
Chase Freedom Flex Review 2026
Welcome offer: $200 cash back after $500 spend in first 3 months
Annual Fee
$0
Cash Back
5%
APR
19.99–28.74%
Min. Credit Score
670
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Key Features
Intro Apr0% for 15 months
Rewards Rate5% on rotating quarterly categories (up to $1,500/qtr), 3% on dining, 1% on everything else
Rates & Terms
Variable APR19.99% – 28.74%
Annual Fee$0
Recommended Credit Score670+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with Chase before applying. This is not financial advice.