Capital One
Capital One Venture X Review 2026
Welcome offer: 75,000 miles after $4,000 spend in first 3 months
Annual Fee
$395
APR
19.99–29.99%
Min. Credit Score
720
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Key Features
Rewards Rate2x on all purchases, 5x on flights, 10x on hotels/car rentals via Capital One Travel
Annual Credit$300 Capital One Travel credit
Lounge AccessPriority Pass + Capital One Lounges
Anniversary Bonus10,000 miles annually
Transfer PartnersYes
Foreign Transaction FeeNo
Travel RewardsYes
Rates & Terms
Variable APR19.99% – 29.99%
Annual Fee$395
Recommended Credit Score720+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with Capital One before applying. This is not financial advice.