Capital One
Capital One Spark Cash Plus Review 2026
Welcome offer: $1,200 cash bonus: $500 after $5,000 spend in 3 months, $700 after $50,000 in 6 months
Annual Fee
$150
Cash Back
2%
Min. Credit Score
700
Apply for Capital One Spark Cash Plus
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Key Features
Charge CardYes
Business CardYes
Unlimited 2pctYes
No Preset Spending LimitYes
Rates & Terms
Annual Fee$150
Recommended Credit Score700+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with Capital One before applying. This is not financial advice.