Capital One
Capital One Savor Cash Rewards Review 2026
Welcome offer: $300 cash bonus after $3,000 spend in first 3 months
Annual Fee
$95
Cash Back
4%
APR
19.99–29.99%
Min. Credit Score
690
Apply for Capital One Savor Cash Rewards
We may earn a commission on approved applications. Disclosure
Key Features
Rewards Rate4% on dining, entertainment, and streaming; 3% at grocery stores; 1% everywhere else
Foreign Transaction FeeNo
Rates & Terms
Variable APR19.99% – 29.99%
Annual Fee$95
Recommended Credit Score690+
Not sure if this card is right for you?
Tell our AI your credit score, spending habits, and goals. We find the best match in seconds.
Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with Capital One before applying. This is not financial advice.