Bank of America
Bank of America Customized Cash Rewards Credit Card Review 2026
Welcome offer: $200 cash rewards bonus after $1,000 spend in first 90 days
Annual Fee
$0
Cash Back
1%
APR
19.24–29.24%
Min. Credit Score
670
Apply for Bank of America Customized Cash Rewards Credit Card
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Key Features
Cash BackYes
Rewards Rate3% in choice category, 2% grocery/wholesale clubs up to $2,500/quarter, 1% elsewhere
Foreign Transaction FeeNo
Preferred Rewards Bonus25-75% more for Preferred Rewards members
Rates & Terms
Variable APR19.24% – 29.24%
Annual Fee$0
Recommended Credit Score670+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with Bank of America before applying. This is not financial advice.