Bank of America
Bank of America Customized Cash Rewards Review 2026
Welcome offer: $200 online cash rewards after $1,000 spend in 90 days
Annual Fee
$0
Cash Back
3%
APR
18.24–28.24%
Min. Credit Score
640
Apply for Bank of America Customized Cash Rewards
We may earn a commission on approved applications. Disclosure
Key Features
Grocery 2pctYes
Choice Category 3pctYes
Preferred Rewards BoostYes
Rates & Terms
Variable APR18.24% – 28.24%
Annual Fee$0
Recommended Credit Score640+
Not sure if this card is right for you?
Tell our AI your credit score, spending habits, and goals. We find the best match in seconds.
Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with Bank of America before applying. This is not financial advice.