American Express
American Express Platinum Review 2026
Welcome offer: 80,000 Membership Rewards points after $8,000 spend in first 6 months
Annual Fee
$695
Min. Credit Score
720
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Key Features
Rewards Rate5x on flights/hotels booked via Amex Travel, 1x elsewhere
Lounge AccessCenturion, Priority Pass, Delta Sky Club
Travel Credit$200 airline fee, $200 hotel, $200 Uber
Global Entry CreditYes
Foreign Transaction FeeNo
Travel RewardsYes
Rates & Terms
Annual Fee$695
Recommended Credit Score720+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with American Express before applying. This is not financial advice.