American Express
American Express Platinum Review 2026
Welcome offer: 80,000 Membership Rewards points after $8,000 spend in 6 months
Annual Fee
$695
Cash Back
5%
APR
21.99–29.99%
Min. Credit Score
720
Apply for American Express Platinum
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Key Features
Hotel StatusYes
Lounge AccessYes
Airline Credit200
Tsa Precheck CreditYes
Travel RewardsYes
Rates & Terms
Variable APR21.99% – 29.99%
Annual Fee$695
Recommended Credit Score720+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with American Express before applying. This is not financial advice.