American Express
American Express Gold Card Review 2026
Welcome offer: 60,000 Membership Rewards points after $6,000 spend in 6 months
Annual Fee
$250
Cash Back
4%
APR
21.99–29.99%
Min. Credit Score
670
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Key Features
Uber Cash120
Dining Credit120
Dining Rewards4
Grocery Rewards4
Travel RewardsYes
Rates & Terms
Variable APR21.99% – 29.99%
Annual Fee$250
Recommended Credit Score670+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with American Express before applying. This is not financial advice.