American Express
American Express Blue Cash Preferred Review 2026
Welcome offer: $250 statement credit after $3,000 spend in 6 months
Annual Fee
$95
Cash Back
6%
APR
19.24–29.99%
Min. Credit Score
640
Apply for American Express Blue Cash Preferred
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Key Features
Gas Cashback3
Grocery Cashback6
Streaming Cashback6
Rates & Terms
Variable APR19.24% – 29.99%
Annual Fee$95
Recommended Credit Score640+
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Ask the AIRates and terms are approximate and subject to change. Always verify current terms directly with American Express before applying. This is not financial advice.