Home Affordability Calculator
See how much house you can afford based on your income
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Car loans, student loans, credit card payments, etc.
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Maximum Home Price You Can Afford
$247,204
Monthly Payment: $1,250 (30-year mortgage)
Max Loan Amount
$197,764
Total Interest (30yr)
$252,236
Down Payment Amount
$49,441
Affordability Notes
- 28% Rule: Your mortgage payment should not exceed 28% of gross monthly income
- 36% Rule: All debts (including mortgage) should not exceed 36% of gross income
- This calculator uses the more restrictive limit to ensure affordability
This calculator provides estimates for educational purposes only. Consult a mortgage lender for pre-qualification.